:root{--ink:#14233b;--muted:#536277;--navy:#102848;--blue:#12658a;--blue-dark:#0b4c6b;--gold:#e7b64e;--line:#dbe4ec;--soft:#f4f7f9;--white:#fff;--shadow:0 12px 34px #122b4614}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;font-size:16.5px;line-height:1.65}a{color:var(--blue-dark)}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.wrap{width:min(1140px,100% - 40px);margin-inline:auto}.narrow{max-width:820px}h1,h2,h3,p{margin-top:0}h1,h2,h3{letter-spacing:-.02em;line-height:1.16}h1{max-width:820px;margin-bottom:22px;font-size:clamp(2.45rem,5vw,3rem)}h2{margin-bottom:18px;font-size:clamp(1.75rem,3.5vw,2.1rem)}h3{font-size:1.18rem}.skip-link{z-index:100;background:#fff;padding:10px 16px;position:fixed;top:10px;left:10px;transform:translateY(-200%)}.skip-link:focus{transform:none}.site-header{z-index:50;background:#fffffff7;border-bottom:1px solid #dbe4ece6;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;min-height:80px;display:flex}.brand{display:flex}.brand img{object-fit:contain;width:64px;height:64px;display:block}.primary-nav{align-items:center;gap:4px;display:flex}.primary-nav details{position:relative}.primary-nav summary,.primary-nav>a{color:var(--ink);cursor:pointer;padding:12px 10px;font-size:.9rem;font-weight:650;text-decoration:none;list-style:none;display:block}.primary-nav summary::-webkit-details-marker{display:none}.primary-nav summary:after{content:"⌄";padding-left:5px}.menu-panel{border:1px solid var(--line);width:250px;box-shadow:var(--shadow);background:#fff;border-radius:10px;padding:9px;display:grid;position:absolute;top:calc(100% + 9px);left:0}.menu-right{left:auto;right:0}.menu-panel a{color:var(--ink);border-radius:6px;padding:8px 10px;font-size:.9rem;text-decoration:none}.menu-panel a:hover{background:var(--soft);color:var(--blue)}.menu-panel .menu-all{border-top:1px solid var(--line);color:var(--blue);border-radius:0;margin-top:3px;font-weight:700}.button{border:2px solid var(--blue);background:var(--blue);color:#fff;text-align:center;border-radius:7px;justify-content:center;align-items:center;padding:13px 20px;font-weight:750;line-height:1.2;text-decoration:none;transition:all .15s;display:inline-flex}.button:hover{border-color:var(--blue-dark);background:var(--blue-dark);color:#fff;transform:translateY(-1px)}.primary-nav .nav-cta{color:#fff;margin-left:8px;padding:10px 15px}.menu-toggle{border:1px solid var(--line);font:inherit;background:#fff;border-radius:6px;display:none}.hero{border-bottom:1px solid var(--line);background:linear-gradient(135deg,#f6fafc 0%,#fff 62%);padding:clamp(72px,10vw,118px) 0}.hero-copy{margin-left:max(50% - 570px,20px)}.hero-lead{color:#35485e;max-width:820px;margin-bottom:30px;font-size:clamp(1.08rem,2vw,1.25rem)}.eyebrow{color:var(--blue);letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px;font-size:.76rem;font-weight:800}.actions{flex-wrap:wrap;gap:12px;display:flex}.button-secondary{color:var(--blue-dark);background:#fff}.resource-links{flex-wrap:wrap;gap:8px 18px;margin:22px 0 0;font-size:.92rem;display:flex}.resource-links span{color:var(--muted)}.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-strip .wrap{color:#3b4d61;letter-spacing:.035em;flex-wrap:wrap;justify-content:space-between;gap:10px 25px;padding-block:18px;font-size:.82rem;font-weight:750;display:flex}.section{padding:clamp(60px,8vw,90px) 0}.section-muted{background:var(--soft)}.section p{color:var(--muted)}.section-lead{max-width:760px}.card-grid{gap:20px;margin-top:32px;display:grid}.four{grid-template-columns:repeat(4,1fr)}.three{grid-template-columns:repeat(3,1fr)}.two{grid-template-columns:repeat(2,1fr)}.card{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:10px;padding:26px}.card h3 a{color:var(--ink);text-decoration:none}.card h3 a:hover,.text-link:hover{text-decoration:underline}.card p:last-child{margin-bottom:0}.split{grid-template-columns:minmax(0,1.55fr) minmax(280px,1fr);align-items:center;gap:clamp(35px,7vw,80px);display:grid}.credential-box{border-left:4px solid var(--gold);background:var(--navy);color:#fff;border-radius:4px 10px 10px 4px;padding:28px}.credential-box ul{margin-bottom:0;padding-left:20px}.credential-box li+li{margin-top:7px}.text-link{text-underline-offset:3px;font-weight:750}.financing{background:var(--navy);color:#fff}.financing h2{color:#fff}.financing p{color:#d7e1eb}.link-chips{flex-wrap:wrap;gap:10px;margin-top:28px;display:flex}.link-chips a{color:#fff;background:#173657;border:1px solid #526981;border-radius:6px;padding:10px 15px;text-decoration:none}.link-chips a:hover{border-color:#fff}.link-chips .all{color:var(--navy);background:#fff;font-weight:700}.label{letter-spacing:.1em;text-transform:uppercase;font-size:.72rem;font-weight:800;color:var(--blue)!important}.help-line{text-align:center;margin:28px 0 0}.discovery{align-items:start}.text-grid{grid-template-columns:repeat(2,1fr);gap:7px 20px;margin:22px 0;display:grid}.text-grid a{text-underline-offset:3px}.final-cta{background:var(--blue);color:#fff;padding:60px 0}.final-cta .eyebrow,.final-cta p{color:#e4f2f7}.final-cta h2{color:#fff}.light{color:var(--blue-dark);background:#fff;border-color:#fff}.ghost{color:#fff;background:0 0;border-color:#c7e2ec}.site-footer{color:#c9d3de;background:#0b1d32;padding:58px 0 22px}.footer-grid{grid-template-columns:1.35fr repeat(6,1fr);gap:32px;display:grid}.footer-grid img{object-fit:contain}.footer-grid h2{color:#fff;letter-spacing:.05em;text-transform:uppercase;margin-bottom:12px;font-size:.88rem}.footer-grid p{font-size:.88rem}.footer-grid nav{flex-direction:column;gap:7px;display:flex}.footer-grid a,.footer-bottom a{color:#c9d3de;font-size:.85rem;text-decoration:none}.footer-grid a:hover,.footer-bottom a:hover{color:#fff;text-decoration:underline}.footer-bottom{border-top:1px solid #314156;gap:20px;margin-top:38px;padding-top:18px;font-size:.82rem;display:flex}.footer-bottom span{margin-right:auto}@media (width<=980px){.menu-toggle{gap:7px;padding:9px 12px;display:flex}.primary-nav{border-bottom:1px solid var(--line);background:#fff;max-height:calc(100vh - 80px);padding:12px 20px 24px;display:none;position:absolute;top:80px;left:0;right:0;overflow:auto}.primary-nav.open{display:block}.primary-nav details{border-bottom:1px solid var(--line)}.primary-nav summary,.primary-nav>a{padding:13px 4px}.menu-panel{width:auto;box-shadow:none;border:0;margin-bottom:10px;padding:2px 8px;position:static}.menu-panel a{display:block}.primary-nav .nav-cta{margin:15px 0 0;padding:13px}.four{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(3,1fr)}.footer-grid>div{grid-column:1/-1}}@media (width<=640px){.wrap{width:min(100% - 28px,1140px)}.hero{padding:58px 0}.actions .button{width:100%}.trust-strip .wrap{justify-content:flex-start}.four,.three,.two,.split{grid-template-columns:1fr}.card{padding:22px}.discovery{gap:55px}.footer-grid{grid-template-columns:repeat(2,1fr)}.final-cta .actions{margin-top:5px}.footer-bottom{flex-wrap:wrap}.footer-bottom span{width:100%}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}.credentials-highlight{background:linear-gradient(135deg,#f8fbfd 0%,#fff 55%);position:relative;overflow:hidden}.credentials-highlight:after{content:"";background:#e7b64e1f;border-radius:50%;width:420px;height:420px;position:absolute;bottom:-180px;right:-120px}.credentials-layout{z-index:1;grid-template-columns:minmax(260px,.78fr) minmax(0,1.5fr);align-items:center;gap:clamp(38px,7vw,88px);display:grid;position:relative}.credentials-photo{max-width:410px;position:relative}.credentials-photo:before{z-index:-1;background:var(--gold);content:"";border-radius:14px;position:absolute;inset:18px -18px -18px 18px}.credentials-photo img{aspect-ratio:1;object-fit:cover;width:100%;box-shadow:var(--shadow);border-radius:14px;display:block}.credentials-intro{font-size:1.08rem}.credential-badges{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:25px 0;display:grid}.credential-badges span{color:var(--muted);background:#fff;border:1px solid #c8d8e4;border-radius:7px;padding:12px 14px;font-size:.86rem}.credential-badges strong{color:var(--navy);font-size:1rem;display:block}.tool-section{background:var(--navy);color:#fff}.tool-section h2,.tool-section h3{color:#fff}.tool-section p{color:#d7e1eb}.tool-layout{grid-template-columns:minmax(0,1.35fr) minmax(300px,.85fr);align-items:center;gap:clamp(40px,8vw,90px);display:grid}.check-list{gap:9px;margin:25px 0 30px;padding:0;list-style:none;display:grid}.check-list li{color:#e5edf4;padding-left:30px;position:relative}.check-list li:before{color:var(--gold);content:"✓";font-weight:900;position:absolute;left:0}.tool-secondary-link{color:#fff;align-self:center}.tool-preview{background:#173657;border:1px solid #49627e;border-radius:14px;padding:30px;box-shadow:0 20px 50px #0003}.tool-preview .label{color:var(--gold)!important}.tool-preview ol{gap:0;margin:24px 0;padding:0;list-style:none;display:grid}.tool-preview li{color:#eef4f8;border-top:1px solid #38536f;gap:14px;padding:13px 0;font-weight:650;display:flex}.tool-preview li span{color:var(--gold);font-size:.78rem}.tool-note{font-size:.78rem;margin:0!important}.book-layout{grid-template-columns:minmax(180px,300px) minmax(0,1fr);align-items:center;gap:clamp(45px,8vw,100px);display:grid}.book-cover{perspective:800px;justify-self:center}.book-cover img{border-radius:4px;width:min(100%,270px);height:auto;display:block;transform:rotateY(5deg);box-shadow:18px 22px 35px #122b4633}.book-topics{flex-wrap:wrap;gap:8px;margin:25px 0;display:flex}.book-topics span{color:var(--navy);background:#fff;border:1px solid #cad8e3;border-radius:999px;padding:7px 11px;font-size:.8rem;font-weight:700}@media (width<=760px){.credentials-layout,.tool-layout,.book-layout{grid-template-columns:1fr}.credentials-photo{width:min(82%,360px);margin-inline:auto}.book-cover img{width:min(58vw,230px)}.credential-badges{grid-template-columns:1fr}.tool-preview{padding:24px}.tool-secondary-link{padding:10px 0}}