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Chapter 1

Structuring Your Business Plan

Build a lender-ready flow from story to numbers — exactly how professionals review proposals.

From Business Plan Essentials: How to Write a Business Plan

Why Structure Matters

A strong structure makes your plan easy to follow, reduces reviewer effort, and signals professionalism. Lenders, investors, and immigration officers skim in a predictable order — your layout should match that pattern so they can move from concept to evidence without friction.

The Core Framework

  1. Executive Summary — concise, factual overview of the entire plan.
  2. Company Profile — ownership, history, vision, and legal details.
  3. Market Analysis — target segments, size, trends, competition, positioning.
  4. Operations — delivery model, people, processes, suppliers, facilities/tech.
  5. Marketing & Sales — channels, funnel, budgets, conversion assumptions.
  6. Financials — 3-statement projections, assumptions, ratios, sensitivities.
  7. Funding & Use of Proceeds — requirements, sources, covenant awareness.
  8. Appendices — research references, quotes, letters of intent, key resumes.

Readability Principles

  • Hierarchy: H2/H3 headings, short paragraphs, and callout boxes for key data.
  • Clarity over flair: simple sentences, quantified claims, source citations.
  • Logical transitions: end each section with the question the next section answers.
  • Consistency: terms, units, time frames, and naming aligned across sections.

Match Structure to Purpose

Bank / Lender
  • Cash flow coverage & debt service
  • Collateral/security and covenants
  • Conservative assumptions & sensitivities
Investor
  • Scalability & unit economics
  • Market size, traction, moat
  • Exit pathways & returns
Immigration
  • Business genuineness & viability
  • Job creation & local benefit
  • Operational realism & compliance

Data Organization & Evidence

  • Source map: maintain a mini-bibliography (Gov’t stats, industry reports, vendor quotes).
  • Assumption table: list drivers (price, volume, CAC, churn) with sources and dates.
  • Cross-referencing: each important number appears once as a driver, then flows through.

Blueprint Layout (Used in Professional Submissions)

  1. Cover & Contents — identifiers, confidentiality note.
  2. Executive Summary (2 pages) — business, opportunity, 3–5 key numbers, ask.
  3. Company & Management — ownership, org chart, relevant experience.
  4. Market & Competition — TAM/SAM/SOM, segment needs, competitor matrix.
  5. Business Model — pricing, margin logic, capacity/throughput.
  6. Operations — suppliers, processes, QA, compliance, milestones timeline.
  7. Marketing & Sales — channels, funnel math, 90-day GTM plan, budget.
  8. Financials — 36–60 month model, break-even, ratios, sensitivities.
  9. Funding & Use of Funds — amount, tranches, uses, runway/covenant fit.
  10. Appendices — resumes, quotes, letters, detailed research tables.

Common Structure Mistakes (and Fixes)

  • Mismatch: hiring plan doesn’t exist in opex → sync ops headcount with P&L.
  • Vagueness: “market is huge” → quantify with sources and show reachable share.
  • Over-detail: 30 pages of raw research → summarize; put tables in appendices.

End-of-Chapter Checklist

  • Sections follow a reviewer’s natural reading order.
  • Key assumptions are listed once and reused throughout.
  • Financials reflect the staffing, capacity, and channels described.
  • Tone is factual, concise, and free of jargon.
  • All claims are dated and sourced.
Download the Sample Outline

Use this structure to draft your plan in the right order.

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