About The Biz Plans

Professional Business Plans, Built for Decisions

We craft lender-ready and immigration-aligned business plans with CPA-level financial modeling and clear, practical strategy.

Who We Are

At The Biz Plans, we prepare professional business plans for bank financing, government programs, investor discussions and eligible immigration pathways. Our work emphasizes financial depth and clarity, with the exact research, modelling and document length determined by the intended decision-maker and agreed scope.

We combine consulting insight, financial expertise, and real-world experience so that lenders, investors, and officers can quickly understand the business, assess risk, and move forward with confidence.

What We Deliver

  • Bank- and investor-ready plans (BDC, CSBFP, RBC, TD, Scotiabank, private lenders)
  • Immigration business plans (C11, PNP/Work Permit, ICT, SUV) aligned with IRCC expectations
  • Financial modeling — 3‑statement projections, DCF valuation, sensitivities, scenarios
  • Market research, competitor analysis, and credible go‑to‑market strategies
  • Plan reviews, re-writes, and due diligence for acquisitions or financing

How We Work

Every engagement begins with your goals, timelines, and constraints. We scope the work transparently, agree on milestones, and communicate in plain language. You get a plan that reflects the business as it will actually operate — backed by numbers that reconcile and assumptions you can defend.

Drafts are reviewed for alignment between the funding request, market evidence, operating milestones and financial assumptions. Time-sensitive lender and immigration criteria are verified against the responsible primary source; see our editorial and review policy.

About the Founder

Atul Jagga is a CPA (Ontario) and RCIC‑IRB with over two decades in corporate finance, consulting, and immigration strategy. He has led finance and revenue functions, worked on corporate finance projects with RBC, BMO, and CIBC, and held roles at Nestlé and the Aditya Birla Group.

Atul holds an MBA in Finance & Strategy (UBC), an MBA in Marketing & Operations (Panjab University), and a B.Com in Accounting & Economics. He has completed CFA Level I and CBV Level II. His immigration background provides practical insight into how officers evaluate business plans and evidence.

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Our Principles

  • Precision over polish — real numbers, defensible assumptions.
  • Clarity first — straightforward structure and lender‑friendly layout.
  • Ethical practice — transparent scope, no inflated claims.
  • Decision focus — plans that support assessment and execution without promising third-party outcomes.

Who We Work With

Entrepreneurs, investors, and established businesses across Canada, including:

  • Startups seeking bank loans or early funding
  • Immigration applicants preparing C11, PNP/Work Permit, ICT, or SUV submissions
  • SMEs pursuing expansion, acquisitions, or refinancing
  • Professionals needing financial models and due diligence
Start Your Plan

Ready to Get Started?

Book a free consultation or send us your project details to get started on a lender-ready, immigration-ready business plan today.

Helpful answers

Frequently asked questions about Business Plans, Built for Decisions

Practical answers to help you evaluate this topic and prepare your next step.

Who is Business Plans, Built for Decisions intended for?

It is designed for entrepreneurs and organizations that need clear, evidence-based business planning support. The appropriate service and deliverables depend on the decision-maker, business stage, available records and deadline.

What information is needed to begin?

Share the intended reader, purpose, deadline, business model, funding target and available financial or operating records. A concise initial brief helps identify the right scope and any evidence gaps.

Are services based on a standard template?

A consistent quality-control structure may be used, but the research, strategy, assumptions and financial model should reflect the individual venture and audience. Generic copy is not a substitute for verified client information.

How are project timing and fees determined?

They depend on scope, complexity, research depth, forecast requirements, data readiness and review needs. Confirm the current quote, deliverables and schedule before work begins.

Can business planning guarantee funding or approval?

No. Banks, investors, government bodies and other reviewers make independent decisions. Professional support can make a submission clearer and more consistent, but it cannot guarantee an outcome.

How is quality checked before delivery?

The narrative and financial schedules are reviewed for consistency, material claims are tied to appropriate evidence, and client-supplied facts require client verification. The exact review steps depend on the engagement scope.