Legal

Terms & Conditions

Please read these terms carefully before using our website or services.

Last updated: November 2025

These Terms & Conditions (“Terms”) govern your use of The Biz Plans website and services. By accessing our website or engaging our services, you agree to these Terms.

1. Use of Website

You may use our website for lawful purposes only. You agree not to:

  • Misuse, disrupt, or attempt to gain unauthorized access to the site.
  • Copy or reproduce any content without written permission.
  • Use the website for fraudulent or harmful activities.

2. Service Engagement

When you engage us for business plan writing, financial modelling, or consulting services:

  • We provide deliverables based solely on the information you provide.
  • You are responsible for ensuring the accuracy and completeness of your information.
  • We are not responsible for outcomes such as loan approvals, immigration decisions, or investor decisions, as these depend on third parties.
  • All services must be paid according to agreed terms and timelines.

3. Intellectual Property

All content, including business plans, financial models, templates, website text, graphics, and branding, is the intellectual property of The Biz Plans unless otherwise stated. Deliverables provided to you are licensed for your personal or business use but may not be resold or redistributed.

4. Confidentiality

We keep all information shared with us strictly confidential and do not disclose it to third parties unless required by law or explicitly requested by you (for example, sharing with your RCIC, lawyer, or accountant).

5. Payments & Refunds

Services must be paid according to the agreed proposal or invoice. Refunds, if any, are governed by our Refund Policy.

6. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for financial loss, reputational loss, or outcomes outside our control.
  • We do not guarantee approvals from banks, lenders, investors, immigration officers, or government bodies.
  • Our responsibility is limited to the quality and accuracy of our deliverables based on provided information.

7. Third-Party Services

We may use third-party tools such as Calendly, Zoho CRM, payment processors, or analytics providers. Your use of those services is subject to their respective privacy and terms.

8. Termination

We may suspend or terminate service if you violate these Terms or fail to meet payment obligations.

9. Governing Law

These Terms are governed by the laws of the Province of Ontario, Canada.

10. Changes to These Terms

We may update these Terms periodically. Updated versions will be posted on this page with a new effective date.

11. Contact Us

For questions about these Terms, please contact us:

The Biz Plans
51 Burnhamill Pl, Toronto, ON M9C 3S3
Email: info@thebizplans.com
Phone: +1 647-896-8362

Helpful answers

Frequently asked questions about Terms & Conditions

Practical answers to help you evaluate this topic and prepare your next step.

What does Terms & Conditions cover?

This page explains the applicable website or service policy in plain language. Read the complete policy because headings and FAQs are summaries and do not replace the governing terms on the page.

Who does this policy apply to?

It applies as described in the policy text, including any stated distinctions between website visitors, prospective clients and clients. Contact The Biz Plans if your circumstances are not addressed clearly.

Does this FAQ replace the full policy?

No. The full policy controls. These questions help readers locate common topics, but they do not add to, remove or amend the policy language.

How can I ask a question about this policy?

Use the contact details shown on this website and identify the policy and issue in question. Do not send unnecessary confidential or sensitive information in an initial message.

Can this policy change?

The policy may be updated as practices or requirements change. Review the version available on the website when you use the site or engage a service.

Where can I find related policies?

Links to privacy, terms and refund information appear in the website footer. Read all policies relevant to your interaction or engagement rather than relying on one page in isolation.