All business calculators · Business plan generator
Try your own numbers
Use one consistent currency. Defaults are illustrative assumptions, not typical business figures.
Formula and assumptions
One-time subtotal = sum of one-time line items. First-three-months subtotal = sum of operating line items entered as totals for all three months. Startup total = both subtotals added together.
Enter each cost once and use the same currency throughout. Operating amounts should cover all three months, not one month. Include tax cash outlays, deposits and reserves where relevant, and document recoverable amounts separately. This budget does not determine CSBFP eligibility.
Worked example — illustrative only
Illustrative arithmetic only: a $1,000 one-time item plus $300 total operating costs for the first three months gives $1,300. All input amounts start at zero; these example numbers are not industry estimates.
Industry planning worksheets
Frequently asked questions
Are these typical startup costs?
No. Labels are prompts only. Amounts start at zero; use your own dated quotes, lease terms and staffing assumptions.
Can I add or remove items?
Yes. With JavaScript enabled, add items to either group, edit their labels and amounts, or remove rows. Without JavaScript, the categories, example and formula remain readable.